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Actual

Actual Budget is a local-first personal finance app built for speed, privacy, and simplicity. It leverages the envelope budgeting methodology to help you manage your finances realistically while ensuring your data remains secure and under your control.

Actual is the open source alternative to:
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About Actual

Actual Budget provides a fast, privacy-focused interface to track your spending, manage transactions, and generate intuitive financial reports. Designed with a beautiful and efficient layout, it supports multi-device sync, bank sync integration, robust transaction management including transfers and imports, and a fully featured API for developers. The tool’s local-first architecture allows offline access and optional end-to-end encryption to safeguard your data.

Key Features

  • Envelope budgeting based on real income
  • Multi-device sync and self-hosted syncing service
  • Bank sync support via goCardless and SimpleFIN
  • Streamlined transaction management with undo/redo support
  • Customizable reports including net worth and cash flow
  • Developer-friendly API and dark mode options
  • Local-first design with optional end-to-end encryption

Summary

Actual Budget empowers you to take control of your financial decisions with a tool that prioritizes speed, data privacy, and simplicity. It combines rigorous budgeting techniques with a user-friendly experience, making managing your finances both intuitive and secure.

Adrian
Created by
Adrian
Mar 9, 2025Updated1 min read
This content was partially generated using artificial intelligence.

Tool Details

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Since 2022
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