

About Actual
Actual Budget provides a fast, privacy-focused interface to track your spending, manage transactions, and generate intuitive financial reports. Designed with a beautiful and efficient layout, it supports multi-device sync, bank sync integration, robust transaction management including transfers and imports, and a fully featured API for developers. The tool’s local-first architecture allows offline access and optional end-to-end encryption to safeguard your data.
Key Features
- Envelope budgeting based on real income
- Multi-device sync and self-hosted syncing service
- Bank sync support via goCardless and SimpleFIN
- Streamlined transaction management with undo/redo support
- Customizable reports including net worth and cash flow
- Developer-friendly API and dark mode options
- Local-first design with optional end-to-end encryption
Summary
Actual Budget empowers you to take control of your financial decisions with a tool that prioritizes speed, data privacy, and simplicity. It combines rigorous budgeting techniques with a user-friendly experience, making managing your finances both intuitive and secure.
Related Open Source Tools

Created by
Adrian
Mar 9, 2025Updated•1 min read
This content was partially generated using artificial intelligence.