7 Open Source Alternatives to YNAB

Maybe offers a robust solution for managing your finances, combining state-of-the-art security with the freedom of open-source software. Designed for users who value transparency and control, it allows self-hosting for a personalized experience. With notable community support and over 42k GitHub stars, the tool stands as a reliable option for personal finance management.

Midday centralizes your core business functions into one modern dashboard. The tool connects with over 20,000 banks across multiple countries to deliver a comprehensive financial overview—including profit & loss, burn rate, and expense tracking. Its built-in invoicing and time tracking systems, along with an interactive assistant, streamline month-end procedures and simplify report exports.

Ghostfolio is a robust wealth management platform built using Angular, NestJS, Prisma, Nx, and TypeScript. It enables users to track stocks, ETFs, and cryptocurrencies across different platforms while maintaining complete privacy. With an emphasis on minimalist design, the tool offers a full 360° view of your assets and a reliable portfolio analyzer, eliminating the need for traditional spreadsheets.

Actual Budget provides a fast, privacy-focused interface to track your spending, manage transactions, and generate intuitive financial reports. Designed with a beautiful and efficient layout, it supports multi-device sync, bank sync integration, robust transaction management including transfers and imports, and a fully featured API for developers. The tool’s local-first architecture allows offline access and optional end-to-end encryption to safeguard your data.

monetr helps you take control of your finances paycheck by paycheck by allowing you to plan for and track recurring expenses. The application enables precise budgeting with features such as manual OFX transaction uploads and secure bank connections via Plaid. Its mobile-friendly design and self-hosting option ensure your data remains private, while the open-source nature offers transparency and community collaboration.

Financial Freedom helps individuals manage finances in a decentralized manner by supporting CSV exports from most banks and offering a self-hosted solution that runs on Docker. Designed with modern technologies such as Laravel, MariaDB, Redis, and TailwindCSS, it provides the flexibility to host on platforms ranging from AWS to a Raspberry Pi. Upcoming features include automated account synchronization through privacy-respecting APIs.

Firefly III offers full transaction management through its precise double-entry bookkeeping system, enabling quick organization of transactions in multiple currencies. With a dedicated data importer to bring in external financial data and an advanced rule engine to streamline transaction processing, it also provides flexible budgeting features including categories, tags, and multi-currency limits. Informative reports and a comprehensive JSON REST API further extend its capabilities for auditing and automation.